Camelo Rincón, M. S., J. S. Amaya Cárdenas, and J. F. Parra Guzmán. “Determinants of the Use of Mortgage Credit by Bogota Homes”. Ecos De Economía, vol. 22, no. 47, June 2019, pp. 38-57, doi:10.17230//ecos.2018.47.2.