Financial planning in exporting SMEs in Antioquia, Colombia

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Raúl Armando Cardona Montoya


Pyme exportadoras, planeación financiera, decisiones de inversión, financiación, reparto de utilidades en las pyme.


SMEs constitute an important basis for economic growth, entrepreneurial network creationand employment generation in any country. From the onset of the twenty-first century, severalinstitutional policy amendments have been consolidated in Colombia to strengthen the SMEssector and to integrate it to the export competitiveness and growth goals.

The objective of this research was to determine how exporting SMEs from Antioquia havestructured proper planning and financial management processes that could provide solid basisfor entrepreneurial growth. An empirical approach was applied to study 39 regional enterprises,the results allow concluding that the so analyzed enterprises are still characterized by theirchallenges in financial decision making related to investment, financing sources and profitdistribution.


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